About the State Accident Fund

In 1943, the South Carolina General Assembly created and continued in effect from year-to-year the State Workers' Compensation Fund as a division within the South Carolina Industrial Commission.

In 1947, the law governing the State Workers' Compensation Fund became a permanent act, and is now identified by sections 42-7-10 through 42-7-100 of the 1976 Code of Laws of South Carolina.

In 1974, the State Workers' Compensation Fund was established as a separate agency.

On July 1, 1993, State Government restructuring was enacted by the Legislature, thereby renaming the State Workers' Compensation Fund as the State Accident Fund.

The operational philosophy of the State Accident Fund revolves around the following principles:


Provide a cost effective guaranteed workers' compensation market for state agencies, other government entities, and if required by the legislature, small businesses in the private sector.


Provide our policyholders, injured workers, and the taxpayers of this state with high quality services at a reasonable cost.

  1. Constrain costs by providing appropriate workers' compensation benefits and services, promptly and efficiently.

  2. Contain administrative costs through the use of technology and sound management principles.

  3. Assist policyholders to develop effective programs and training in accident and occupational disease prevention.

  4. Ensure actuarially sound management of the Fund.

The State Accident Fund currently has approximately 630 policyholders, covering tens of thousands of state and local government employees throughout South Carolina.

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